Alvin Doegolia - Life Insurance Broker

Final expense life insurance is a type of life insurance policy that provides a cash payout if the policyholder dies within a specific period of time, usually within a year. The cash payout is intended to cover the policyholder's final expenses, such as funeral expenses.

Mortgage Protection Life insurance is a life insurance policy that helps insulate the family from the economic effects of a spouse's premature death. The policy pays a death benefit if the policyholder's spouse dies before the policy's expiration date.

An indexed universal life insurance policy is a type of life insurance policy that gives the policyholder the opportunity to allocate cash value amounts to either a fixed account or an equity index account. Indexed policies offer a variety of popular indexes to choose from, such as the S&P 500 and the Nasdaq 100.

A fixed indexed annuity is a type of insurance product that combines features of both a fixed annuity and an indexed annuity. It offers a guaranteed minimum interest rate, while also giving the potential for higher returns based on the performance of a stock market index, such as the S&P 500. The investment risk and market exposure is borne by the insurance company, not the policyholder.